insurance services
Insurance Services
Washington Park Family Insurance is an Independent Insurance Agency representing many different insurance companies in order to best meet your insurance needs. We carefully select our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents we work as your advocate in the marketplace to help choose the best carrier for your insurance needs
What is long-term care?
Long-term care is the type of assistance people need to perform activities of daily living which include eating, bathing, continence, dressing, toileting and transferring. Long-term care needs typically arise as part of the normal aging process, but can also be due to an injury or illness, such as multiple sclerosis, stroke, rheumatoid arthritis, or due to a cognitive impairment, such as Alzheimer's disease.
Long-term care (LTC) insurance is important coverage that provides valuable support and financial resources that help cover the cost of long-term care you might need in the event of an illness, accident, or through the normal effects of aging. By helping to protect your assets, and giving you choice and control over where you receive care—including in your home—LTC insurance helps you and your family face the future with confidence.
Who needs long-term care?
Long-term care is not just for the elderly. Did you know that:
- At least 70% of people over age 65 will require some long-term care services at some point in their lives.
- 1 of those who have long-term care needs, 40% are underage 65.2
